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Cheap Car Insurance For New Teenage Drivers

Cheap Car Insurance For New Teenage Drivers – If you can’t wait to get behind the wheel of your first car, the cost of car cover can put a strain on things. This is because car insurance quotes for young drivers are expensive compared to other age groups. But that doesn’t mean you can’t find a good deal – it’s all about knowing where to look.

To help you get the best value for money, check out quotes from over 50 auto insurance companies available on two major sites. We then found the best cheap car rental plans in the main English cities for new young drivers.

Cheap Car Insurance For New Teenage Drivers

Cheap Car Insurance For New Teenage Drivers

We have collected over 50 products from UK car insurance providers based on the 18 year old student.

How Much Is Insurance For Young Drivers?

The lowest and cheapest we have found by far is General Accident (GA) Insurance. In fact, our data reveals that GA is around 62% cheaper compared to the average for all of our experiences, and 18% cheaper than the top three cheapest brands.

It is worth noting that a number of these products are from some of the UK’s leading car insurance companies. For example, High Risk is part of Aviva and both Churchill and Privilege are part of Direct Line. In most cases, you will find that these large parent companies are not particularly competitive when it comes to car insurance for young drivers, but they will offer the best deals through their products.

We’ve listed the 15 cheapest car insurance providers for young drivers based on our research, including annual premiums and total excess.

Almost all insurance policies come with a deductible. This is the amount you must pay if you want to make a claim. It’s important that the amount you agree to is affordable, because if you can’t pay, your claim simply won’t go forward.

Cheapest Car To Insure For Teenager: Everything You Need To Know

Remember that rates will vary, so the cheapest provider on our list may not be the cheapest for you – that’s why it’s important to shop around and compare rates.*

* The content of this article shows information for our driver model, and should be used for informational purposes only.

Car insurance for young drivers is the same as standard car cover, but policies are designed specifically for drivers under 25.

Cheap Car Insurance For New Teenage Drivers

When comparing car insurance for young drivers, you can choose from three levels of cover:

Cheap Car Insurance For Young Drivers: Top Tips

Youth insurance quotes are very expensive, so comparing quotes is important to find cheap car insurance for young drivers. You may think that full coverage will be more expensive, but it is still worth comparing its price, because it can be cheaper or at least similar to the lower levels. Why? Drivers who want insurance to protect their car are more likely to be safe drivers (eg they take care of their car).

Our research found that not all are mentioned in all parts of the UK, and a small number of providers do not offer car insurance to young drivers in some areas. For example, we found that young drivers in Manchester were given 45% lower ratings compared to less than 25% in other major cities. You can read more about our research in our article on comparing car insurance prices for young drivers by region.

From our findings, High Risk Insurance is the cheapest overall insurer for young drivers in Birmingham, Leeds, Sheffield, Bradford, Manchester and Liverpool.

In these cities, the average cost of GA is £1,569 for a young driver, around 63% less than the average cost for all insurers in our survey. So, if you live in one of these areas, GA may be your best bet for affordable insurance.

How To Find Cheap Car Insurance For 17 Year Olds

However, More Than’s Smart Wheels, Churchill Drivesure and Ingenie are also the best young car insurance providers, with the second, third and fourth cheapest average driver car insurance in the North of England respectively.

In most cases, High Risk is also the cheapest car insurance provider for young drivers in the South West and South East of England. For example, in London and Bristol, the GA costs for our example young driver were £1,027 and £991 respectively.

Remember that the information we collect is based on our product information, so the cheapest quote for you in your area may not be the same as the cheapest quote we find. Also, don’t forget that some brands only offer premiums in certain locations.

Cheap Car Insurance For New Teenage Drivers

To give you an idea of ​​what’s available and from whom, here’s a summary of the top three cheapest producers by region.

Cuvva’s Young Driver Hacks

Insurance for young drivers is expensive and this is not something that is likely to change anytime soon. That said, there are ways to keep car insurance costs as low as possible; Here are our recommendations:

The make and model of your car can have a dramatic effect on your value (and you might be surprised at the price difference). For example, the popular Ford Fiesta costs around £200 less a year to insure than a Ford Focus.

To compare how different cars stack up against each other on price, see our article on What are the UK’s most popular car insurance rates?

Adding a qualified driver to your policy, such as your mother, father or other family member, can reduce premiums by as much as 50%. Just remember to get the lowest quotes, it is said that drivers will not have any driving convictions or have recently made a car insurance claim.

Car Insurance For New Drivers

Traffic policies base their rating on the way you drive, rather than the amount of information for your age group. If you take out telematic insurance, the device will be installed in your car and connected to the insurer. The device will collect information about your driving style, including speed, acceleration, braking and turning. Some insurers may also be sensitive to the times of day you drive. If you drive regularly and well (based on the data collected), you can see your premiums drop quickly compared to standard car insurance policies.

An introduction is when you take out a policy and say that someone else is the main driver instead of you, to get cheaper car insurance. This may be an easy mistake to make, but the consequences can be serious. Not only can this invalidate your policy, it is a form of insurance fraud and can lead to prosecution.

As you can see from the price breakdown above, finding car insurance for young drivers under £1,000 will take some effort. Firstly, keep in mind the tips listed above to try and get your teenage driver car insurance under £1,000. Also, check how much you really plan to drive.

Cheap Car Insurance For New Teenage Drivers

If you really won’t be driving much, you may find it more convenient to buy a solid mileage plan (eg By Miles) or pay for term car insurance, which you can buy by the hour, day, week or moon. .

Things You Should Know Before Adding A Teen Driver To Your Car Insurance

Note: Temporary (short term) car insurance is NOT FREE if you end up buying it regularly to cover most of the time. This only works if you need to take a photo for a while. Be sure to check the prices and consider how often you will need to buy them before going this route.

Temporary car insurance for young drivers is useful if you’re learning, borrowing someone’s car, driving home a new vehicle or just getting cover while you’re home from university. It can be set up in minutes and does not require a black box.

You can buy short-term car insurance for young drivers from a company with one product, or from a dealer that has a few offers at different price points. For the latter, click the blue button below to get a quote from our partner, Go Shorty. They work with household names such as LV= and Ageas, as well as specialists such as Mulsanne and KGM.

It is especially important to compare car insurance rates before you buy if you are a young driver. Why? Bus insurance is usually more expensive (than car insurance) and young driver insurance is usually more expensive (than experienced drivers) – combining these two young drivers can pay a lot more. For short term rental car insurance for young drivers you can benefit from Go Shorty. For long term cover, compare quotes here.

How I Saved More Than $1,000 On Car Insurance For My Teenager

Many telematics insurance providers will also offer insurance for young drivers without a black box – but it will certainly be more expensive.

For example, our research on how much you can save with telematics shows that among insurers that offer both types of cover for young drivers, the telematics plan is on average 31% cheaper.

If you really want young driver insurance without the black box, we’ve found that big names like Admiral and Hastings will offer cover. It will only cost more if you choose telematics coverage.

Cheap Car Insurance For New Teenage Drivers

Remember, going to a telematics program now doesn’t mean you’ll be tracked forever – just for the time you have a specific goal. And once you get a little older, you can get cheaper prices without telematics. As you can see in our study of car insurance rates, premiums drop significantly as a young driver gains experience.

Teenage Car Insurance: Discounts And Coverage

Look up estimates and determine what a young driver can typically afford

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