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Union Plus Secured Credit Card

Union Plus Secured Credit Card – Options are important. A credit union has many credit cards with different benefits to suit your needs. Apply online today!

1) 10,000 bonus points after $1,000 in net purchases made within the first 90 days of account opening. Net purchases are purchases excluding any credits/returns. Cash advances do not earn points and do not count as purchases. To add bonus points, the account must be opened at the end of 90 days. This offer is not valid on existing accounts or accounts transferred from an existing account. Purchases must be credited to your account during the promotional period. Bonus points are not available if you have received a new card member bonus for a Together CU credit card or if you have closed one of these accounts within the last 24 months. Merchants choose their own transaction categories and may belong to other companies, so transactions may not fall into the category you expect.

Union Plus Secured Credit Card

Union Plus Secured Credit Card

2) Purchase rates based on underwriting from 14.15% to 24.15%, 01.09.2023. APR=Annual Percentage Rate. Price may vary based on the prime rate quoted in the Wall Street Journal, depending on the market. The prime rate and the margin are equal to the APR. The APR may change on the first day of the billing cycle in the month following the prime rate change. We use the base rate from the 15th of the month before any APR adjustment month.

Can You Get Denied For A Secured Credit Card?

INTRODUCTORY OFFER: Get a $200 cash bonus when you spend $3,000 or more in the first 90 days. 1

Up to 3% cash back on select purchases. No limit, no annual fee! Pay cash back to your balance or Credit Union account.

1) A $200 discount will be given if you spend $3,000 in net spending within the first 90 days of account opening. Net cost is purchases less any credits/refunds. Cash advances do not receive discounts and do not count as purchases. The account must be opened at the end of 90 days for the bonus discount to be paid. This one-off promotion is limited to customers who open a new card in response to this offer and does not apply to conversion requests for existing accounts. The value of this award may constitute taxable income to you. You may be provided with an Internal Revenue Service Form 1099 (or other appropriate form) showing the value of such award. Please consult your tax advisor. Merchants choose their own transaction categories and may belong to other companies, so transactions may not fall into the category you expect.

2) After the promotional period has ended, the purchase rate will be applied; purchase rates range from 16.50%-25.00% as of 9-1-2023 based on underwriting. APR=Annual Percentage Rate. Price may vary based on the prime rate quoted in the Wall Street Journal, depending on the market. The prime rate and the margin are equal to the APR. The APR may change on the first day of the billing cycle in the month following the prime rate change. We use the base rate from the 15th of the month before any APR adjustment month.

Credit Building Visa® Secured Credit Card

1) Purchase rates based on underwriting from 12.15% to 22.15%, 09/01/2023. APR=Annual Percentage Rate. Price may vary based on the prime rate quoted in the Wall Street Journal, depending on the market. The prime rate and the margin are equal to the APR. The APR may change on the first day of the billing cycle in the month following the prime rate change. We use the base rate from the 15th of the month before any APR adjustment month.

1) Purchase rates are in the range of 11.90%-14.90% from January 6, 2023 based on underwriting. APR=Annual Percentage Rate. Price may vary based on the prime rate quoted in the Wall Street Journal, depending on the market. The prime rate and the margin are equal to the APR. The APR may change on the first day of the billing cycle in the month following the prime rate change. We use the base rate from the 15th of the month before any APR adjustment month.

Routing#281082915 For CA Residents Privacy Privacy Choices Fraud Prevention Disclosure Privacy Statement Habla Español Forms |423 Lynch Street, St. Louis, MO 63118 |800-325-9905 |NMLS# 401252 is not a credit card. Sure, they may all be the same size and generally have the same concept, but when you read the fine print, they’re all different in some way. Research has shown that credit unions strive to provide users with a better credit card experience and better results. There are many benefits to getting a credit card from a credit union, and below are just a few of them.

Union Plus Secured Credit Card

Why a Credit Union Credit Card is a Smart Choice 1. You know you can get better rates.

Access Plus Mastercard

Before you can get a credit card from a credit union, you must be a member of that union. And members are owners, so that means you actually get to own the card. You can’t say the same about credit cards issued by a bank, clothing store, or gas station.

A recent Pew study found that credit union credit cards have more consumer-friendly terms on cash advances, over-the-limit and late payments. You’re also less likely to see an annual fee.

You can use it like any other credit card. Cards are accepted nationwide, can be used for online transactions, can be used for automatic payments, etc.

Because you are a member of a credit union, you may have additional options or choices if you do not have a perfect credit history. They will work with you and take care of you because you are part of their union.

Enviro Visa Secured Credit Card

If you are a member of our Georgia credit union and would like to apply for a credit card, visit one of our branches or visit us online. If you are not already a member of a Georgia credit union, please browse our website or speak with one of our representatives to learn more about the benefits of joining our credit union.

Whichever credit card or financial institution you choose, please read the terms and conditions to fully understand your rights and any fees that may apply. Ask us all your banking questions and we’ll provide you with the information you need to make an informed decision.

Anyone who lives, works, worships or attends school in Georgia’s Chatham, Effingham or Bryan counties and their immediate family members can become members of the Credit Union.

Union Plus Secured Credit Card

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Higher education is a valuable investment in your future, but with tuition costs rising, many students …Credit Union offers a variety of consumer and business credit cards to meet your individual needs. Whether you’re looking for a card with rewards points, a low annual fee or no annual fee, we have the right card for you.

A credit union is a good place to open a checking account with a debit card. We offer a variety of checking accounts, so you can find one that fits your needs. And our MasterCard debit card is a convenient and secure way to access your money and make purchases.

Annual fees, foreign transaction fees and other fees may apply, but may also offer business-specific features such as employee cards and expense tracking tools.

How A Credit Card Can Actually Help You Save Money

If you use the card primarily for personal expenses, then a consumer credit card is the best option for you. If you use the card primarily for business expenses, then a business credit card is the best option for you. However, if you are a small business owner, you may want to consider getting a business credit card even if you use it for personal expenses. That’s because business credit cards help build your business credit history and provide you with liability protection.

Ultimately, the best way to decide which type of card is right for you is to consider your personal needs and spending habits.

To learn more about our Visa card programs and apply for a card, visit any Credit Union branch or open an account online today.

Union Plus Secured Credit Card

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